GEHA Health Plans Coverage for Drug and Alcohol Detox & Addiction Treatment
Deciding to seek treatment for a substance use disorder can be a difficult ordeal. Many people feel that they are admitting defeat, but the truth is asking for help is the best, safest thing you can do for your overall recovery. Most people suffering from an addiction will not be able to put an end to their substance abuse unless they seek professional help. If you are beginning to seek treatment, you are already heading down the best path possible. Some people balk at the idea of asking for help because they fear they will not be able to afford the care they require for one reason or another. If you have insurance, however, your plan should be likely to cover at least part—if not all—of your treatment for addiction, potentially including your detox, rehab, and aftercare. GEHA Health Plans is one such type of insurance company that at least partially covers addiction treatment in many cases.
If you have GEHA and you want to learn more about what your plan will cover, just call Detox.com now.
Does GEHA Health Plans Cover Drug & Alcohol Detox?
Finding addiction treatment that is covered by your insurance plan is much easier to do these days than it was in the past. According to Healthcare.gov, every plan sold on the Healthcare Marketplace must at least partially cover the treatment of mental health issues. Fortunately, addiction is included in this category, and more people can now receive access to quality care through their insurance plan.
GEHA Health Plans often covers detox treatment, as it is usually the very first step in addiction treatment and recovery. However, detox itself is not a treatment for addiction and will require a follow-up of rehab treatment. Without this type of care, it is extremely difficult for the individual stay sober and avoid relapse.
Does GEHA Health Plans Cover Drug & Alcohol Rehab?
GEHA Health Plans may be likely to cover detox treatment, but unfortunately, there is no guarantee that your plan will cover rehab as well. Many insurance plans only cover early intervention, usually in the form of detox, and afterward, the patient is asked to pay for the rest of their care. Still, you won’t know for certain if your plan will cover your full course of treatment unless you call 800-483-2193(Who Answers?).
Rehab is necessary for a safe recovery from substance abuse. As stated previously, addiction treatment is needed after detox ends because detox only treats one’s dependence on the substance. According to the National Library of Medicine, people are at the most risk of a deadly overdose from opioids during or just after detox, and this risk increases if these individuals are not shown how to quickly and easily make the transition into addiction treatment.
How Long Will GEHA Health Plans Cover Detox Services?
In many cases, GEHA Health Plans will only provide coverage for the first few days or weeks of detox treatment. This is fairly standard among many insurance plans, as detox is considered early intervention, and most plans only have to cover the earliest days of care. However, you may have a plan that could offer you more, and it is important to be aware if this is the case, especially if it could greatly improve your financial situation when you decide to seek treatment.
Does GEHA Health Plans Provide Coverage for Luxury Detox & Other Non-Essential Benefits?
GEHA Health Plans may or may not provide coverage for non-essential treatment benefits depending on your plan. These could include such options as
- Luxury detox
- Luxury rehab
- Holistic treatment options
- Long-term detox
- Long-term rehab
Because there are so many types of addiction treatment—including different options for detox and rehab—it is important for you to find out exactly what your plan will cover when it comes to your safe recovery. Still, even if you find out that your plan specifically will not cover everything you want, GEHA Health Plans puts a cap on the deductible payments its clients make over the course of the year. This means, even if you do choose to seek luxury treatment or another non-essential option that your plan doesn’t completely cover, you will only have to pay a certain amount out of pocket.
If you are still unsure what you want from your treatment program, let us help you find the best detox and rehab centers available in your area. Just call 800-483-2193(Who Answers?) now.
How Can I Cover the Excess Costs of Detox that Are NOT Covered by Insurance?
Addiction often leads to financial problems in the addict’s life. Whether you have lost your job or a significant amount of money to your substance abuse, you may be worried about the out of pocket costs you will be charged beyond what your GEHA coverage provides. However, you are not alone, and you do have many options when it comes to paying for treatment.
- Many treatment centers will offer care on a sliding-fee scale, depending on the patient and their needs. Some may also provide low-cost care, which can be negotiated between the patient and the treatment center.
- Some individuals ask their loved ones for help paying for treatment. It is important to realize that your friends and family members probably want you to seek help and will likely to be willing to chip in what they can in order to help you start treatment.
- Certain facilities will allow you to finance the costs of treatment. This can be very helpful if you want to seek luxury care but cannot pay for the full amount right away.
Remember there are always many options in paying for addiction treatment, and your GEHA Health Plans coverage should at least partially cover the care you need.
Free Insurance Benefits Check—Your Detox May Be Fully Covered
If you have more questions about your substance abuse recovery, your GEHA Health Plans coverage, or your options for care, call 800-483-2193(Who Answers?) now. We will give you a free insurance benefits check and match you with detox centers that will accept your plan.