Healthsmart Coverage for Drug and Alcohol Detox & Addiction Treatment
It can be daunting to make the decision to seek detox and addiction treatment. While just admitting to the need for help can be difficult, it can also be hard to find the program that will best suit your recovery, let alone your budget. Sadly, some people avoid treatment altogether because they don’t want to go through the process of finding, attending, and paying for treatment. However, attending professional detox and rehab is the absolute safest way to ensure you will recover effectively from your substance use disorder. Without proper treatment, you will have a strong likelihood of relapse, which is always extremely dangerous. Also, paying for treatment isn’t as difficult as it once was. If you have insurance, such as Healthsmart, you are especially likely to be able to afford reliable care on your terms.
We would be more than happy to help you learn about your options for addiction treatment and detox through your Healthsmart insurance plan.
We can match you with facilities that will accept your insurance. Contact us now to learn more.
Does Healthsmart Cover Drug & Alcohol Detox?
According to the National Institute on Drug Abuse, detox is the process by which the body is slowly able to go through withdrawal with the help of medical treatments and professionals. This program makes withdrawal a lot safer, and in the end, the individual will no longer be dependent on the drug(s) they were abusing. Still, it is extremely important to remember that detox is only the first part of addiction treatment, and on its own, it will do little to help a person put their substance abuse behind them safely.
Healthsmart is an insurance company that often provides coverage for detox treatment, though the amount of time coverage lasts, the type of coverage you may receive, and the out of pocket cost of your program can vary greatly depending on your specific plan. Each Healthsmart plan is different and provides different clients with their own specific guidelines.
Does Healthsmart Cover Drug & Alcohol Rehab?
Rehab must be the follow-up to detox. Patients who attend professional rehab learn how to cope with their cravings and other issues they will experience because of their substance use disorders. In addition, they will learn how to practice better life skills in the future that will allow them to avoid substance abuse. Rehab is extremely helpful to one’s overall recovery, and those who attend it are much more likely to stop using drugs, avoid criminal activity, and learn to function better both professionally and personally (NIDA).
Healthsmart will likely cover at least part of your rehab services, especially if they are tied into your detox services. However, you will need to find out what your particular plan will offer you when you begin searching for the best rehab options.
How Long Will Healthsmart Cover Detox Services?
Detox can last anywhere from a few days to several months. This depends heavily on the individual and the drug(s) of abuse. For example, some people are able to recover very quickly from opioid dependence in rapid detox, but recovering from stimulant detox can take a very long time. Treatment in general should last as long as necessary for the individual to feel safe and stabilized before turning to the next phase of recovery.
Most insurance companies don’t cover long-term detox or rehab treatment, however. In many cases, these programs will only cover the beginning of one’s treatment, which at the least is usually a week and at the most may be 30 days. However, your plan may cover more time in treatment, especially if you received it through the Healthcare Marketplace or another type of assistance program. Still, it is important to find out exactly what your plan allows so you can take advantage of everything that is available to you.
Does Healthsmart Provide Coverage for Luxury Detox & Other Non-Essential Benefits?
There are some treatment facilities that offer luxury care, including luxury detox centers that provide gourmet meals and hotel-like accommodations. These programs can be extremely comfortable but also very expensive. Still, many don’t mind paying the extra price, while others find their insurance plan will cover at least part—if not all—of their luxury detox program.
Other benefits might be covered under your Healthsmart plan as well, such as holistic detox or rehab programs, couples or family therapy, aftercare programs, etc. It is also important to determine whether or not you can utilize any of these options as well.
How Can I Cover the Excess Costs of Detox that Are NOT Covered by Insurance?
According to the Substance Abuse and Mental Health Services Administration, 76.3 percent of treatment centers in 2008 offered some sort of payment assistance to patients. This is important to know because, even if your Healthsmart plan does not cover all of the options you require, you should still seek the care you need. Do not worry that you will have to pay everything out of pocket, as many detox and rehab centers offer
- Free treatment
- Low-cost treatment
- Sliding-fee scale treatment
- Facility grants
You can also finance your treatment costs, which will allow you to pay a certain amount upfront and then to pay the rest in installments. No matter what your situation, it is important to seek the care you need and to make sure you begin your recovery as safely and effectively as possible.
Free Insurance Benefits Check—Your Detox May Be Fully Covered
We know how important it is that you know what your Healthsmart plan will cover in terms of addiction treatment and detox. This is why we offer free insurance benefits checks when you call 800-483-2193(Who Answers?). We can also match you with treatment centers that will offer you the kinds of care you need and accept your insurance plan as payment. Remember, you are not alone. Call today to reach out and begin your recovery as soon as possible.